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Investing in your business.

Small business lending solutions from Simmons Bank.

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SBA options

Program Uses Max. Loan Amount Maturity
7(a) Loan
A popular term loan that can support a wide array of business expenses.
  • Business acquisition
  • Working capital
  • Machinery & equipment
  • Commercial real estate
  • Debt refinancing
  • Leasehold improvement
 $5 million
  • Up to 25 years for
  • real estate
  • Up to useful life
  • of equipment
  • Up to 10 years for
  • all other uses
SBA 504 Loan
Popular fixed asset financing with low interest rate SBA debenture.
  • Machinery & equipment
  • Commercial real estate
  • Debt refinancing
 $12.5 million
($5 million maximum debenture)
  • Up to 10 years for real estate (up to 25-year amortization)
SBA Express Loan
A loan or revolving line of credit with streamlined processing.
  • Working capital
  • Business acquisition
  • Machinery & equipment
  • Commercial real estate
  • Debt refinancing
  • Leasehold improvement
 $500,000
  • For term loan: Same as 7(a) program
  • For line of credit: Up to 10 years including term out