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Saving money in 2021 and beyond.

Saving money in 2021 and beyond

The May 2020 Report on Economic Well-Being highlighted the financial fragility of a nation. The survey found that 37% of adults would have difficulty covering an unexpected expense of $400. In late 2020, several months after the coronavirus swept the U.S., a Clover survey found that 61% of Americans with a financial cushion had already depleted their savings or believed that it would be gone by year's end.

Whether you're looking to start or rebuild your emergency fund, it all begins with a single deposit. We encourage you to plan for the future by focusing on saving money in 2021 and beyond.

Round-Up your savings

You make a debit card purchase, we round up to the next whole dollar—then deposit the difference in a secondary deposit account of your choice. Round-Up really adds up for you.{21}

For example:



Ideas for saving money

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Earn money from your talents

If you have a special skill, share it with others. For example, VIPKid pays people to teach English to students from around the globe through video chat.

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Sell used items

Sell your gently used items in an online marketplace or garage sale and give your savings a boost. You could also buy other used items and resell them for a profit.

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Refinance your debts

Pay off multiple high interest rate debts with a single lower interest rate loan. You can lower your minimum monthly debt payment and save in overall interest charges.

Speak with a Simmons Bank associate today, and learn more ways we can make your money work harder for you.

  • {21} Available for personal accounts only.