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Private Banking Checking

Redefine your banking experience with exclusive access to our premium Private Banking accounts.

Find a Private Banker

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Enjoy total convenience and expert support.

With a Private Banking checking account, you'll enjoy complimentary services, including wire transfers{241}, check orders, cashier's checks, and safe deposit box rentals{242}.

The $25 monthly service charge can be waived{243} with:

  • An average daily balance of $10,000+, OR
  • Monthly debit card purchases of $5,000+, OR
  • Total Simmons Bank deposits of $250,000+, OR
  • Simmons Bank Wealth Management relationship of $500,000+, OR
  • Medical residents and fellows

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Private Banking Money Market Account

 

Simplify your banking experience and maximize your savings.

Our Private Banking Checking Account holders gain exclusive access to the Private Banking Money Market Account, our strongest money market account!

  • Competitive tiered interest rates

  • $25 monthly service charge is waived{244} with a $25,000+ balance each day of the statement cycle
  • Requires a $25,000 minimum opening deposit as well as a Private Banking Checking account

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You have our undivided attention.

As a client with Simmons Bank Private Banking, you can count on a dedicated concierge service for your day-to-day banking, as well as one-on-one support from a Private Banker to assist with all areas of your financial life.

A full array of services close at hand.

 

Your Private Banker will also serve as your liaison between our banking groups, connecting you to the resources you need and providing a seamless banking experience.

We help support your personal banking needs, including:

  • Private Banking Checking
  • Private Banking Money Market Account
  • Credit cards
  • Personal loans
  • Home loans
  • Construction loans
  • Home Equity Lines of Credit
  • Wealth Management{169}

If you own a business, we can support your next growth opportunity by connecting you with:

  • Business checking and savings
  • Business credit cards
  • Commercial lending
  • Treasury Management
  • Insurance{169}

  • {252} All accounts subject to approval.

  • {247} 

    Available for personal accounts only.

  • {248} Deposit products offered by Simmons Bank, Member FDIC.

  • {243} A monthly service charge fee of $25.00 will be imposed every statement cycle unless you (a) maintain total Simmons Bank deposit balances of at least $250,000.00 from the 3rd of the month preceding the current statement cycle to the 2nd of the month of the current statement cycle (the “review cycle”); or (b) maintain an average daily balance of $10,000.00 in your Private Banking Checking account for the applicable review cycle; or (c) make $5,000.00 or more in debit card purchase transactions during the applicable review cycle; or (d) maintain Simmons Bank Wealth Management investments of at least $500,000.00 for each day of the applicable review cycle; or (e) are a medical professional (as defined in account qualifications) in residency or fellowship any day of the applicable review cycle. The average daily balance for the review cycle is calculated by adding the daily balance of the account for each day of the review cycle together and dividing that amount by the number of days in the review cycle.

  • {241} Applicable only to incoming wire transfers and outgoing domestic wire transfers.

  • {242} Safe deposit boxes are subject to availability. Other restrictions apply.

  • {244} A monthly service charge fee of $25.00 will be imposed every statement cycle if the balance in your Private Banking Money Market account falls below $25,000.00 any day of the statement cycle.

  • {169} Investment and Insurance Products are: Not a Deposit | Not FDIC Insured | Not Insured By Any Federal Government Agency | Not Bank Guaranteed | May Lose Value