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Make homeownership a reality.

We can guide you through the process of finding the home loan option that’s best for you.

  • New homes, refinancing, investment and vacation properties
  • Competitive rates and personalized service

Explore loan options

Subject to credit approval.

 
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Coin CheckingTM for the digital world.

The account that's ready to use and ready to help you take control of your money.

  • $0 minimum balance to open*
  • $0 monthly service charge

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Learn more about Coin Checking

*Terms and conditions apply.

 
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Building credit starts with a strong foundation.

The Simmons Bank Foundation VISA® Credit Card is designed to help establish and strengthen your credit and has a credit limit between $300 minimum and $5,000 maximum secured by your interest-bearing Foundation Secured Savings Account.

Start building credit

 
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Your future starts today.

Whether you're saving for college or working toward retirement, our goal is to make a difference—for you, your family and your future.

  • Solutions to build, preserve and manage wealth
  • Practical and personalized guidance

Start planning

 

 

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Simmons Bank for life

An educated decision is a good decision. At Simmons Bank, we have been your longtime community bank and know that you are looking for all the information to make your best financial decisions. We’ve got it in one place called, for life.

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We're ready to talk. But first, we'll listen.

They're your goals. Meet the Simmons Bank advisors that help make them happen.

We live here, too.

As a business, Simmons Bank lives up to our responsibilities. As a neighbor, we will always contribute to our communities.

Simmons Bank recently celebrated the groundbreaking of a new, prototype branch in White Hall located at 1305 Robin Road.
Associates in Searcy donated $25,000 to the White County Public Library as they began a multi-million-dollar project to move to a new location in town and enhance literacy resources in the community.
During the 5th annual Simmons Service Month, the Deposit Analyst team was among the many Simmons’ associates who volunteered to provide 1,950 weekend meal bags that were distributed to schools across the state for children who face food insecurity.
Simmons Bank associates in Jonesboro led a financial literacy workshop for Crowley’s Ridge Development Council and capped that effort with a $10,000 gift to support the mission of building a more self-sufficient community.
 
simmons associate posing with donation check for American Cancer Society
Simmons First Foundation awarded a grant to the American Cancer Society for the production of an HPV Education Video.
simmons associates and families posing for group picture at America Heart Association event
We're proud to support American Heart Association Midwest as a sponsor and participant of the annual Heart Ball and Heart Walk. Thank you to Pat Gearhart, Simmons Bank Market President, and Shawn Jiwanlal, Commercial Banker, for serving as current Board Chair and Board Member, respectively.
simmons bank chili cook off team posing for group photo
Our Wichita associates participating in the Wichita Wagonmasters Downtown Chili Cookoff – a Wichita tradition for more than 30 years!
Medical Society of Sedgwick County logo
We're proud to financially support The Medical Society of Sedgwick County to advance the health of our community.
 
St. Louis Blues Arena scoreboard with simmons bank logo
We are proud to continue our sponsorship for the St. Louis Blues.
The Great Rivers Council Boy Scouts of America was awarded more than $24,000 to enhance educational opportunities in their Scouting Adventure Center. The center will provide access to drones, robots, 3D printers and other technology for the engineering and computer arena in the center.
Simmons Bank is the official bank sponsor for the annual Ascension Charity Classic presented by Emerson golf tournament. This sponsorship significantly impacts our business and charitable initiatives in the St. Louis area. The 2022 events will take place September 6–11!
simmons bank logo projected on wall at True/False Film Fest
Simmons Bank is proud to be the official bank partner for this annual documentary festival in the heart of Columbia, Missouri.
 
simmons bank associates group photo in front of infant Crisis Services warehouse
Our Oklahoma City team volunteered at Infant Crisis Services (ICS) to help organize donations at their warehouse.
group photo of simmons associates in front of truck bed full of food care packages
Simmons’ Madill, Oklahoma team stepped up in a big way to aid their community following an F2 tornado that struck Marshall County.
simmons associates presenting check to United Way of Payne county
Our Stillwater associates recently presented the United Way of Payne County a check for $42,776.36, representing local associates’ pledges, fundraising amounts and a corporate pledge to this special charity!
simmons associate teaching financial literacy in elementary classroom
Our Tulsa associates participated in Junior Achievement at Limestone Elementary School in Sand Springs.
 
Simmons Bank Open piggy bank on a golf field
As part of the Korn Ferry Tour and in collaboration with the Tennessee Golf Foundation, Simmons Bank is proud to serve as the title sponsor for the Simmons Bank Open.
simmons associates presenting check to Junior Achievement of Memphis
The Simmons First Foundation presented the Junior Achievement (JA) with a $22,500 donation. This organization is dedicated to educating students about financial literacy, entrepreneurship and work readiness, issues that resonate deeply with us at Simmons Bank.
simmons associates presenting check to Collierville Citizens Police Association
Simmons Bank donated $2,000 to the Collierville Citizens Police Association as a thank you for all they do for the community. Our associates brought breakfast and presented the check to the force in March.
simmons bank liberty stadium at sunset
Simmons Bank is proud to partner with the City of Memphis to ensure the future of this historic stadium which represents a critical element of this important renaissance project.
 
Fort Worth Stock Show and Rodeo logo
Simmons Bank is proud to sponsor the Fort Worth Stock Show and Rodeo—an event that has provided millions of dollars in grants and scholarships to assist the future leaders of agriculture and livestock management.
simmons bank associates donating a check to to the Sherman Independent School District
Simmons Bank associates donated $50,000 to the Sherman Independent School District to provide safer and faster contactless temperature monitoring across 14 campuses.
six simmons associates posing in front of Simmons Bank logo
The Hulen commercial team assembled more than 100 food baskets for shut-in individuals and people in need.
Associates fill back-to-school backpacks
Our amazing associates from the West 7th Street branch in Fort Worth purchased and filled 24 backpacks to help kids in need start the school year strong!
 

It's our 120th birthday

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Forbes 2022 World's Best Banks – Forbes 2023 America’s Best Midsize Employers – Business Finance Platinum Elite Lender 2021
  • {230} Annual Percentage Yield (APY) accurate as of 04/07/2023. Rate subject to change without notice. Minimum opening deposit to obtain advertised APY must be New Money and (a) $5,000 if opened online or (b) $25,000 if opened in person. New Money is money that is not currently on deposit at Simmons Bank. Additionally, if opened in person, at least half of the total opening deposit must be New Money. Not available for public funds. A penalty will be imposed for early withdrawal. Fees may reduce earnings. CD renewal at maturity will be at the prevailing interest rate.