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Personal Savings

Explore our family of savings accounts—each designed with benefits to meet different needs.

Which benefits matter most to you?

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Simply Savings

The simple way to leverage interest and build your savings.

  • No fee or limit on withdrawals
  • $100 minimum balance to open
  • $100 daily balance requirement



Money Market Savings

A financial tool for ultimate flexibility. Our hardest working savings account.

  • No fee or limit on withdrawals
  • Interest earned on entire daily balance
  • $100 minimum balance to open


Elevate Money Market Account

Our newest and hardest working Money Market Account tailored to meet your needs.

  • No fee or limit on withdrawals
  • Interest earned on entire daily balance
  • $10,000 minimum balance to open

Health Savings

The tax-advantaged way to save for qualified health expenses in a secure, FDIC-insured savings account.

  • No fee for standard checks
  • $100 minimum balance to open
  • $3 monthly service charge

Simply Youth Savings

Starting when you're young is a strong strategy to build your money over time.

  • $10 minimum balance to open
  • $0 monthly service charge
  • Available to minors under the age of 18

Private Banking Money Market Account

Our Private Banking Checking Account holders gain exclusive access to the Private Banking Money Market Account, our strongest money market account!


All our savings accounts come with:
ATM card | Simmons Bank Mobile | Access to 32,000+ MoneyPass ATMs



Better savings from better benefits.

24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Simmons Bank savings
Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.{21}

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

Looking for other ways to save?

Certificate of Deposit

Secure investing helps put your mind at ease. With a CD from Simmons Bank, you'll be able to invest confidently knowing you'll receive a guaranteed rate of return.

Learn more


Help secure the future you've always dreamed about. Choose from a variety of IRAs for individuals, employees and businesses.

Learn more


We're here to help.

In Person

Stop by a branch to talk with an advisor.

By Phone

Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

smart phone showing simmons bank mobile banking app with checking and savings account

Simmons Bank Mobile

Stay on top of your finances by downloading the Simmons Bank mobile app.

  • Industry-leading features like two-factor authentication for improved security

  • Connect accounts from other institutions

  • Set up alerts for all your accounts

  • Deposit checks using your smartphone

Download on the Apple App Store. Get it on Google Play.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {165} All accounts subject to approval. Restrictions apply.

  • {21} Available for personal accounts only.
  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.

  • {19} iPhone, iPad, Apple, and the Apple Logo are registered trademarks of Apple Inc.

  • {161} Â©2016 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy, Samsung Knox, Galaxy S, Samsung Galaxy S6, S6 active, S6 edge, S6 edge+, and Note5 are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices. Android, Android Pay, and the Android Logo are trademarks of Google Inc.