Agricultural Loans{229}
Put your plans on solid ground.
Simmons Bank has served generations of farmers and ranchers since 1903. Whether you want to prepare for next season, upgrade equipment, buy livestock or expand your operation, talk to us.
Our agricultural lending specialists can provide the expertise and financing solutions to support your success, season after season.
Supporting your success, season after season.
With insight into crop production, cattle, poultry, and timber, as well as competitive rates and flexible loan terms, our team is ready to help you maximize productivity while managing risk and cash flow.
We can help with:
- Accessing operating capital
- Buying and improving land
- Purchasing livestock, timber or other inventory
- Maintaining or purchasing new equipment
- Building or improving facilities
- Refinancing debts
- Financing recreational property
Agricultural Loans FAQs{229}:
An agricultural loan can help you finance operating and working capital. Additionally, you can finance equipment, land, and improvements to your operation.
An agricultural loan can help with the following projects:
- Accessing operating capital
- Buying and improving land
- Purchasing livestock, timber, or other inventory
- Maintaining or purchasing equipment
- Building or improving facilities
- Refinancing debts
- Financing recreational property
Agricultural loans have competitive fixed and variable rate options.
The terms of an agricultural loan vary. Typically, operating capital is set within a 1–2-year term. Equipment terms are typically 3-7 years depending on the equipment and land terms are typically 3-5 years with longer amortizations of 15, 20, or 25 years.
Simmons Bank operates in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.
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{165} All accounts subject to approval. Restrictions apply.
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{229} Credit subject to approval and the satisfaction of any pre-closing conditions required by Simmons Bank.
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{228} Insurance services are offered by Simmons First Insurance Services, Inc. and Simmons First Insurance Services of TN, LLC, licensed insurance agencies. All accounts subject to approval.
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{169} Investment and Insurance Products are: Not a Deposit | Not FDIC Insured | Not Insured By Any Federal Government Agency | Not Bank Guaranteed | May Lose Value
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{234} Simmons Bank NMLS#: 484633