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Agricultural Loans{229}

Put your plans on solid ground.

Born in the heart of Arkansas’ agriculture landscape, Simmons Bank has served agricultural communities since 1903. We understand the vital role farmers play in our economy, and we are invested in the continued success of the agriculture industry. Learn more with FAQs

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Supporting your success,
season after season

With insight into crop production, cattle, poultry, and timber, as well as competitive rates and flexible loan terms, our team is ready to help you maximize productivity while managing risk and cash flow. We can help with:

Accessing operating capital

Buying and improving land

Purchasing livestock, timber or other inventory

Maintaining or purchasing new equipment

Building or improving facilities

Refinancing debts

Financing recreational property

Contact an advisor

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More for you business.

Simmons Bank offers a complete selection of banking and wealth solutions as well as financing options for businesses of all sizes, from small family-owned businesses to large corporations.

Banking

Deposit accounts | Credit cards | Treasury management services

Wealth

Employee benefits{228} | Retirement plan services | Investment management

Lending{229}

Construction loans | SBA loans | Warehouse lending | Lines of credit

Questions?
We're here to help.

Locations
In Person

Stop by a branch to talk with an advisor.

Contact
By Phone

1-866-246-2400
Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

Agricultural Loans FAQs{229}:

An agricultural loan can help you finance operating and working capital. Additionally, you can finance equipment, land, and improvements to your operation.

An agricultural loan can help with the following projects:

  • Accessing operating capital
  • Buying and improving land
  • Purchasing livestock, timber, or other inventory
  • Maintaining or purchasing equipment
  • Building or improving facilities
  • Refinancing debts
  • Financing recreational property

Agricultural loans have competitive fixed and variable rate options.

The terms of an agricultural loan vary. Typically, operating capital is set within a 1–2-year term. Equipment terms are typically 3-7 years depending on the equipment and land terms are typically 3-5 years with longer amortizations of 15, 20, or 25 years.

Simmons Bank operates in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.

  • {165} All accounts subject to approval. Restrictions apply.

  • {229} Credit subject to approval and the satisfaction of any pre-closing conditions required by Simmons Bank.

  • {228} Insurance services are offered by Simmons First Insurance Services, Inc. and Simmons First Insurance Services of TN, LLC, licensed insurance agencies. All accounts subject to approval.

  • {169} Investment and Insurance Products are: Not a Deposit | Not FDIC Insured | Not Insured By Any Federal Government Agency | Not Bank Guaranteed | May Lose Value