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or motorcycle
Home equity
Cars in parking lot
The easiest part of owning a car is securing the loan.

Rates as low as 3.65% APR{45}. Personalized service.

At Simmons Bank, our approach to consumer lending makes it easy for you to get the things you’ve always wanted. Spend less time sweating the details and more time picking out the right color.

Ready to apply?

Applying for a consumer loan with Simmons Bank is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

  • ​Driver's License, Passport, Military ID or State ID
  • U.S. Social Security Number
  • U.S. Citizenship or Resident Alien Status
  • {45} Advertised Annual Percentage Rate (APR) accurate as of May 5th, 2022 for well-qualified borrowers for automobile model years 2020
    or newer and loan terms of no more than 36-months. APR offered may range between 3.65% APR and 4.85% APR depending on
    creditworthiness, age of vehicle financed, length of loan, and other criteria. Payment example: $881.06 based on $30,000 lent over the 36
    months term at the disclosed APR of 3.65%. Rates subject to change without notice.