Skip to main content

Boat Loans

Whether you're hitting the water to relax or want to reel in the big one, let Simmons Bank help you finance the boat that is right for you.

  • Competitive rates
  • Personalized service

Apply in person

children jumping off boat into a lake

Catch more than a competitive rate.

Financing available for new and used boats

Competitive interest rates

Local lenders who can guide you through every step of the loan process

Convenient automatic payment option

Expert Guidance

Local lenders are ready to support you through every step of the loan process.

One simple payment

Effectively manage your budget with fixed monthly payments.

We're here to help.

In Person

Stop by a branch to talk with an advisor.

By Phone

Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

Boat Loans FAQs:

Yes, a personal loan is a lump sum of money that can be used for large purchases like a boat, RV, ATV or automobile, or large expenses like home improvement projects, wedding expenses, vacations, emergency expenses and more.

Completing an application for a personal loan will reflect on your credit report as a hard credit pull, but the small drop in score from this inquiry will disappear within a short time. Talk to a Simmons Bank lender to find out what kind of loan amount, rate and repayment term you qualify for.

With a personal loan, interest rates and monthly payments remain fixed throughout the life of the loan, making it easier to plan and manage your budget. And with rates that are much more affordable than standard credit card interest rates, a personal loan is also a great way to consolidate high-interest debt and save money.

Simmons Bank operates in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. Inquiries for HELOC are available only for residents of these states. Depending on the amount you need to finance, our Simmons Visa® offers great rates and is available to customers in all 50 states. To learn more, click here.

Ready to get started?

Forbes 2022 World's Best Banks – Forbes 2023 America’s Best Midsize Employers – Business Finance Platinum Elite Lender 2021
  • {1} Subject to approval. Restrictions apply.
  • {234} Simmons Bank NMLS#: 484633