Simmons Bank offers a variety of mortgage loan options to assist you, whether you are dreaming of buying a home, refinancing your current mortgage, planning for an investment property or buying that vacation retreat you've always wanted. A Simmons Bank mortgage lender can help walk you through the process and choose what's best for you. Are you ready to make your dream of homeownership a reality? Talk with a Simmons Bank mortgage expert today or pre-qualify online.
An accessible and affordable loan for first-time homebuyers and borrowers with less-than-perfect credit.
100% financing for eligible veterans.
USDA RD loans
100% financing for eligible areas and eligible borrowers. A great option for first-time homebuyers plus minimal or no down payment. Option to finance closing costs.
State-approved down payment assistance programs
Makes purchasing a home more affordable for low-to-moderate-income families and individuals. Check with your local mortgage lender for availability and eligibility.
HUD Section 184 Native American
The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families. It provides home buyers with a low down payment, reduced mortgage insurance, and flexible guidelines for qualification among its many other advantages.
Pre-qualifying for a mortgage with Simmons Bank is simple. Whether you start online or with a mortgage lender, you’ll need to gather a few things:
- Social Security Number
- Contact & Employment Information
- Best Estimates of Income, Assets & Liabilities