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Residential Construction Loans

From the moment you find the perfect location to the moment you move into your dream home, a construction loan from Simmons Bank makes financing easy so that you can focus on the moments that matter.

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A more focused way to borrow


A Construction Loan is structured to advance funds with lender approval to your builder as your home is being built.

  • Customizable loan amounts

  • Primary and secondary homes are eligible

  • Competitive interest rates and terms

Talk to one of our lenders today to see if a construction loan is the best option for you.

Ready to build?

Simmons Bank’s dedicated Residential Construction Team can help you bring your plans to life.

Construction Lenders


Al Menconi

Manager of Residential Construction Lending

Central and South Texas 

Construction Lenders


Jeff McWhorter

Portfolio Manager

Arkansas, Kansas, Oklahoma

Construction Lenders

Samantha Harlan Circle.jpg

Samantha Harlan

Portfolio Manager

Tennesse, Missouri, North Texas

Looking for lenders for a commercial project? Click here


Home loans at Simmons Bank


There's a lot to know when it comes to buying a home. That's why we offer free resources, such as calculators and home-buying guides, to make sure you're equipped with the knowledge you need.

Learn more

  • {234} Simmons Bank NMLS#: 484633