Privacy & Security
At Simmons Bank, the confidentiality and protection of your customer information is one of our fundamental responsibilities. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
Protecting our customers from fraud and identity theft is our top priority. Simmons Bank has rigorous procedures in place to protect your personal and financial information. Learn the measures we take and the steps you can take for a more secure banking experience.
A comprehensive, explanatory list of Simmons Bank overdraft protections and fees is available, and we suggest that you review it to always be in the know.
Through our Standard Overdraft Practices or discretionary Overdraft Privilege, we may allow your online bill payments and checks to process and decline your everyday debit card transactions and ATM withdrawals when your available balance does not cover the amount of the transaction. However, you can also Opt-In to have us authorize ATM withdrawals and debit card transactions that overdraw your account. If we do, we'll charge an overdraft fee. Opt-In for protection and peace of mind.