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Business Checking

Discover the tools and services we offer to help your business grow.

Which benefits matter most to you?

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Product Filters

Simply Business 50 Checking

A checking account perfect for small businesses with lower balances and fewer transactions.

  • 50 processed items allowed per statement cycle without fee 
  • $5,000 in cash deposits allowed per statement cycle without fee 
  • $50 minimum balance to open
  • $5 monthly Account Maintenance Fee
  • Eligible for Relationship Credit

Simply Business 250 Checking

A checking account ideal for growing businesses with moderate balances and transaction volumes.

  • 250 processed items allowed per statement cycle without fee 
  • $10,000 in cash deposits allowed per statement cycle without fee 
  • $100 minimum balance to open
  • $10 monthly Account Maintenance Fee
  • Eligible for Relationship Credit

Simply Business 500 Checking

A checking account that provides a competitive interest rate and higher activity limits for larger companies.

  • 500 processed items allowed per statement cycle without fee 
  • $100,000 in cash deposits allowed per statement cycle without fee 
  • $100 minimum balance to open
  • $20 monthly Account Maintenance Fee
  • Earns interest
  • Eligible for Relationship Credit

Commercial Checking

A checking account for large, commercial businesses.

  • Earnings credit allowance may offset monthly Account Maintenance Fee, items processed and/or cash deposited per month based on analyzed account balance{44}
  • $100 minimum balance to open
  • Treasury Management services available

Non-Profit Business Checking

A checking account tailored specifically to non-profits.

  • Unlimited processed items allowed per statement cycle
  • Unlimited cash deposits allowed per statement cycle
  • $50 minimum balance to open
  • $5 monthly Account Maintenance Fee
  • Eligible for Relationship Credit

 

All our checking accounts come with:
Debit card | Simmons Bank Mobile | Access to 32,000+ MoneyPass ATMs

 


 

Digital banking with flexible pricing.

No two businesses are alike. That's why we offer several options for online banking services to fit your business' cash management needs.

Default Bundle:
$0/month (per account)

Best for accounts with minimal activity and a single user.

  • Online banking capabilities (available for all bundles)
    • Check images and eStatements (enrollment required)
    • Internal transfers
    • Mobile banking and mobile deposits
    • Business bill pay
    • Secure messaging
    • Research transactions and download reports
  • Incoming wire transfers - $15 per wire

If you need additional cash management features, you may choose from 3 bundle options below (Commercial Checking not eligible):

Bundle One:
$10/month (per account)

Best for accounts with a smaller level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - available upon request for $15 per wire
  • Incoming wire transfers - $10 per wire
  • ACH origination items - available upon request with 10 items per month at no additional cost; then $1 per ACH
  • ACH returned items - available upon request with 2 items per month at $1 each then $5 per item
  • Same day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request for $10 per month
  • Remote Deposit Capture available upon request: 
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model) 

Bundle Two:
$20/month (per account)

Best for accounts with a moderate level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - $15 per wire
  • Incoming wire transfers - 1 wire per month at no additional cost; then $10 per wire
  • ACH origination items - 25 items per month at no additional cost; then $1 per ACH
  • ACH returned items - 2 items per month at $1 each; then $5 per item
  • Same day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request for $5 per month
  • Remote Deposit Capture available upon request:
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model)

Bundle Three:
$30/month (per account)

Best for accounts with a higher level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - 2 wires per month at no additional cost; then $15 per wire
  • Incoming wire transfers - 3 wires per month at no additional cost; then $10 per wire
  • ACH origination items - 50 items per month at no additional cost; then $1 per ACH
  • ACH returned items - 2 items per month at $1 each; then $5 per item
  • Same Day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request; no additional fee
  • Remote Deposit Capture available upon request: 
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model) 

 


 

Better checking from better benefits.

24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

24-hour banking

Make cash withdrawals and check your account balance at any Simmons Bank ATM.

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

Questions?
We're here to help.

Locations
In Person

Stop by a branch to talk with an advisor.

Contact
By Phone

1-866-246-2400
Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

Simmons Bank Mobile

Stay on top of your finances by downloading the Simmons Bank mobile app.

  • Industry-leading features like two-factor authentication for improved security

  • Connect accounts from other institutions

  • Set up alerts for all your accounts

  • Deposit checks using your smartphone

Download on the Apple App Store. Get it on Google Play.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {165} All accounts subject to approval. Restrictions apply.

  • {44} Account analysis allows commercial customers to use collected balances on deposit to pay for bank service fees. An Earnings Credit Rate (set monthly according to the market) is assigned to the average collected balance for the month. The earnings credit earned will be used to pay for service fees that have accumulated for the month. If the earnings credit exceeds the service fees, no service fee is charged to the account. If the earnings credit is less than the service fees, the difference is charged to the account. Excess earnings credit is not carried over month to month.
  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone, iPad, or Android.

  • {19} Apple, the Apple logo, Apple Pay, Touch ID, App Store, iPhone, iPad and Apple Watch are trademarks of Apple Inc.

  • {108} Google Pay, the Google Pay logo, Google Play and the Google Play logo are trademarks of Google LLC.