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Business Plus Checking

A checking account ideal for growing businesses with moderate balances and transaction volumes.

  • $100 Minimum Balance to Open
  • Waivable Account Maintenance Fee

Apply in person

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Ideal for growing businesses


250 processed items per month without fee ($0.35 per additional item)

$10 Monthly Account Maintenance Fee may be waived when you meet one of these qualifications:

  • $10,000 minimum daily balance each day of the month
  • $15,000 average daily balance{254}
  • Have an Open Business Loan(s) with a combined Current Balance of at least $15,000{253}
  • Have a combined Total Relationship Balance{255} on business deposit accounts and/or qualifying Open Business Loans{253} of at least $25,000

$10,000 in cash deposits allowed per month without fee ($2.50 per additional $1,000)

Bill Pay included in items processed

Go paperless with eStatements and avoid a $5 Paper Statement Fee

Debit card included with access to 32,000+ MoneyPass ATMs with no surcharge fee


Payment Management Solutions


Optimize cash flow and business operations with payment management solutions available with Business Plus Checking and Business Pro Checking at the prices below.

Multiple Users

Allow multiple users to manage your Simmons online banking account for no additional fee.

Positive Pay

Check Positive Pay $20 per account, per month. $0.25 per Paid No Issue Item

Remote Deposit

$30 per account, per month.

ACH Origination

$20 per account, per month. Originated items included in Items Processed

Pay vendors, accelerate movement of funds, make deposits directly from your office—saving you time and expediting your access to collected balances and reduce financial risk through fraud prevention products.

We're here to help.

In Person

Stop by a branch to talk with an advisor.

By Phone

Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

Designed with your business in mind.


Simmons Bank Online and Mobile Banking lets you view and manage your money from any location.{16}

Go paperless and avoid a $5 paper statement fee.


Simmons Bank Online & Mobile

  • Check your statements
  • Transfer funds
  • Deposit checks
  • Manage and pay bills
  • Setup card alerts
  • Access business services

Get all of these features and more when you sign up!

Learn more about Digital Banking

  • {256} Additional terms and conditions apply. Please see the Terms and Conditions of Your Account for additional information.

  • {165} All accounts subject to approval. Restrictions apply.

  • {254} The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle.

  • {253} Business Loan means any loan or line of credit extended by us for business purposes excluding business and corporate credit cards, mortgage warehouse loans, and equipment finance agreements; consumer loans and any other loan issued for personal, family or household purposes do not qualify. An Open Business Loan is a Business Loan for which the primary owner using the same EIN/TIN as this account is the primary borrower and that currently has an outstanding balance or an available line of credit from which a borrower may obtain draws or advances (unless the Business Loan is charged off). Current Balance is determined by the outstanding balance of the Business Loan as of the last day of the statement cycle. Current Balance excludes, as applicable, interest which has not yet been posted and pending payments which have not posted.

  • {255} Total Relationship Balance is determined by using the average ledger balance on open business deposit accounts held by the primary owner using the same EIN/TIN as this account and maintained with us during the statement cycle and by combining that resulting balance with the Current Balance of all qualifying Open Business Loans.

  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.