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Commercial Checking

A checking account ideal for large, commercial businesses.

  • $100 Minimum Balance to Open
  • Eligible for earnings credit

Apply in person

Ideal for commercial businesses.

Earnings credit allowance may offset monthly Account Maintenance Fee, items processed and/or cash deposited per month based on analyzed account balance{44}

Go paperless with eStatements and avoid a $5 Paper Statement Fee

Debit card included with access to 32,000+ MoneyPass ATMs with no surcharge fee

Treasury Management Services available for payables, receivables, fraud protection, information reporting and liquidity management.

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In Person

Stop by a branch to talk with an advisor.

By Phone

Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {165} All accounts subject to approval. Restrictions apply.

  • {44} Account analysis allows commercial customers to use collected balances on deposit to pay for bank service fees. An Earnings Credit Rate (set monthly according to the market) is assigned to the average collected balance for the month. The earnings credit earned will be used to pay for service fees that have accumulated for the month. If the earnings credit exceeds the service fees, no service fee is charged to the account. If the earnings credit is less than the service fees, the difference is charged to the account. Excess earnings credit is not carried over month to month.