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Non-Profit Business Checking

A checking account tailored specifically to non-profits.


  • $50 Minimum Balance to Open
  • Tailored to non-profits

Apply in person

Tailored to non-profits.

Unlimited processed items allowed per statement cycle

Unlimited cash deposits allowed per statement cycle

$5 monthly Account Maintenance Fee may be offset with a $5 credit when you meet one of these qualifications:

  • $500 minimum daily balance on any Non-Profit Business Checking account{205}
  • Have an Open Business Loan{206}

Unlimited Bill Pay

Go paperless with eStatements and avoid a $5 Paper Statement Fee

Debit card included with access to 32,000+ MoneyPass ATMs with no surcharge fee

 

Digital banking with flexible pricing.

No two businesses are alike. That's why we offer several options for online banking services to fit your business' cash management needs.

Default Bundle:
$0/month (per account)

Best for accounts with minimal activity and a single user.

  • Online banking capabilities (available for all bundles)
    • Check images and eStatements (enrollment required)
    • Internal transfers
    • Mobile banking and mobile deposits
    • Business bill pay
    • Secure messaging
    • Research transactions and download reports
  • Incoming wire transfers - $15 per wire

If you need additional cash management features, you may choose from 3 bundle options below:

Bundle One:
$10/month (per account)

Best for accounts with a smaller level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - available upon request for $15 per wire
  • Incoming wire transfers - $10 per wire
  • ACH origination items - available upon request with 10 items per month at no additional cost; then $1 per ACH
  • ACH returned items - available upon request with 2 items per month at $1 each then $5 per item
  • Same day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request for $10 per month
  • Remote Deposit Capture available upon request: 
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model) 

Bundle Two:
$20/month (per account)

Best for accounts with a moderate level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - $15 per wire
  • Incoming wire transfers - 1 wire per month at no additional cost; then $10 per wire
  • ACH origination items - 25 items per month at no additional cost; then $1 per ACH
  • ACH returned items - 2 items per month at $1 each; then $5 per item
  • Same day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request for $5 per month
  • Remote Deposit Capture available upon request:
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model)

Bundle Three:
$30/month (per account)

Best for accounts with a higher level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - 2 wires per month at no additional cost; then $15 per wire
  • Incoming wire transfers - 3 wires per month at no additional cost; then $10 per wire
  • ACH origination items - 50 items per month at no additional cost; then $1 per ACH
  • ACH returned items - 2 items per month at $1 each; then $5 per item
  • Same Day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request; no additional fee
  • Remote Deposit Capture available upon request: 
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model) 

Questions?
We're here to help.

Locations
In Person

Stop by a branch to talk with an advisor.

By Phone

1-866-246-2400
Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

smart phone showing simmons bank mobile banking app with checking and savings account

Simmons Bank Mobile

Stay on top of your finances by downloading the Simmons Bank mobile app.

  • Industry-leading features like two-factor authentication for improved security

  • Connect accounts from other institutions

  • Set up alerts for all your accounts

  • Deposit checks using your smartphone

Download on the Apple App Store. Get it on Google Play.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {165} All accounts subject to approval. Restrictions apply.

  • {205} Minimum Daily Balance must be maintained from the 26th of the month preceding the statement cycle to the 25th of the month of the statement cycle. Only accounts that share the same primary owner, using the same TIN/EIN, will be considered.

  • {206} Business Loan means any loan extended by us for business purposes excluding business and corporate credit cards, mortgage warehouse loans, and equipment finance agreements; consumer loans and any other loan issued for personal, family or household purposes do not qualify. An Open Business Loan is a loan with an outstanding balance—unless the loan is charged off—or a line of credit from which a customer may draw or advance. Only loans where the primary borrower is the primary owner of the deposit account, using the same TIN/EIN, will be considered. Current Balance is determined by the outstanding balance of the loan as of the 25th of the month of the statement cycle that the calculation is occurring. Current Balance excludes unposted interest and pending payments.

  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.

  • {19} iPhone, iPad, Apple, and the Apple Logo are registered trademarks of Apple Inc.

  • {108} Android, Google Play, and the Google Play logo are trademarks of Google LLC.