ITIN Affordable Advantage Mortgage
Owning a home can be easier than you think, especially with an ITIN Affordable Advantage Mortgage from Simmons Bank. Designed for homebuyers who do not have a Social Security number, this program lets eligible borrowers apply using their Individual Taxpayer Identification Number (ITIN).
Take the next step toward homeownership.
Designed for homebuyers who do not have a Social Security number
Borrow using your Individual Taxpayer Identification Number (ITIN)
10.01% down payment
No Private Mortgage Insurance (PMI)
Available for one-unit owner-occupied single family properties
Offer available in the following communities:
Arkansas
Benton, Crawford, Faulkner, Lonoke, Pulaski, Saline, Sebastian and Washington counties
Missouri
St. Louis City and Jackson, St. Charles, and St. Louis counties
Kansas
Sedwick and Johnson counties
Oklahoma
Canadian, Cleveland, Grady, Oklahoma and Tulsa counties
Tennessee
Davidson, Robertson, Shelby, Sumner, Tipton and Williamson counties
Texas
Bexar, Collin, Dallas, Denton, Fort Bend, Guadalupe, Harris, Johnson, Kaufman, Montgomery, Nueces, Parker, Tarrant, Travis and Williamson
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{216} Subject to credit approval and customer qualification. Income restrictions and other criteria apply. Not available for investment properties or secondary residences. No cash out on refinances. The ITIN Affordable Advantage Mortgage is offered for qualified properties located in the Dallas, TX, Fort Worth, TX, Conroe, TX, Houston, TX, Woodlands, TX, Corpus Christi, TX, San Antonio, TX, Austin, TX, St. Louis, MO, Kansas City, MO, Little Rock, AR, Fayetteville, AR, Memphis, TN, Nashville, TN, Oklahoma City, OK, and Tulsa, OK areas in accordance with Simmons Bank’s obligations under the Community Reinvestment Act (CRA) and Fair Lending laws. Eligible properties and terms subject to change. Speak with your local Simmons Bank banker to find out what products are available in your area. | NMLS #484633