Money Market Savings
You work hard, so should your money. This account is for the ultimate in financial flexibility.
- Waivable service charge
- Interest earned on entire daily balance
Apply online between 6 a.m. - 7p.m. CT.{231}


Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

Make cash withdrawals and check your account balance at any Simmons Bank ATM.
Money Market Savings FAQs:
Opening a Money Market Savings Account is now easier than ever with our online account opening. Click here to get started. Prefer to open in-person? No problem! Find your nearest branch to talk with an advisor.
- Current Simmons Bank customers can open a new Money Market Savings Account within Simmons Bank Mobile or Online Banking by selecting Open a new account in the left menu. We'll use your existing information to start your application.
There is a $10 monthly service charge, but this fee is waived if the $2,500 minimum daily balance is met.
There is a $3 fee for paper statements, but this fee is waived if enrolled in eStatements only.
A minimum deposit of $100 is required to open this account.
Yes! There is no fee or limit on monthly withdrawals from this account.
If a withdrawal causes your daily balance to drop below $2,500, you will no longer be eligible for the monthly service charge waiver for that month.
Our Money Market Savings account pays a tiered, variable rate of interest. Interest rate subject to change daily. Interest is earned on the entire daily collected balance and is compounded and credited monthly.

-
{97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
-
{231} Online opening currently only available to residents of Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.
-
{16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.
-
{19} iPhone, iPad, Apple, and the Apple Logo are registered trademarks of Apple Inc.
-
{108} Android, Google Play, and the Google Play logo are trademarks of Google LLC.