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Simply Youth Savings

Starting when you’re young is a strong strategy to build your money over time.

  • No monthly service charge
  • Available to minors under 18

Apply in person

young girl outside pouring coings out of large jar

Get an early start on saving:

Open with a minimum balance of $10.

No monthly service charge 

No fee for quarterly paper statements or enroll to receive eStatements

No fee or limit on monthly withdrawals

Interest earned on entire daily balance

  • $0–$2,499
  • $2,500–$9,999
  • $10,000–$24,999
  • $25,000–$49,999
  • $50,000–$99,999
  • $100,000+
24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Simmons Bank savings
Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.{21}

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

We're here to help.

In Person

Stop by a branch to talk with an advisor.

By Phone

Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

Simply Youth Savings FAQs:

The Simply Youth Savings account has no monthly service charge, no fee for quarterly statements (including paper and/or eStatements) and no fee for withdrawals.

A minimum deposit of $10 is required to open this account.

Yes! There is no fee or limit on monthly withdrawals from this account.

Your Simply Savings account pays a single (non-tiered) variable rate of interest. Interest rate subject to change daily. Interest is compounded and credited quarterly. Interest earned on entire daily collected balance.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {165} All accounts subject to approval. Restrictions apply.

  • {21} Available for personal accounts only.
  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.