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Elevate Money Market Account

Our hardest working Money Market Account tailored to meet your needs.

  • Premium interest rates
  • Unlimited number of withdrawals

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Elevate Money Market FAQs

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Elevate your earnings potential:

Open with a minimum balance of $10,000.

Maintain a minimum daily balance of $10,000 to waive the $25 monthly service charge.

Deposit up to 50 foreign deposited items and 50 on us deposited items per monthly statement cycle at no charge. A $0.25 fee will be assessed on each additional deposited item.

Enroll to receive eStatements instead of paper statements to avoid a $3.00 Paper Statement Fee.

Earn interest on entire daily balance in tiers:

  • $0 - $9,999.99
  • $10,000 - $99,999.99
  • $100,000 - $249,999.99
  • $250,000 - $499,999.99
  • $500,000 - $999,999.99
  • $1,000,000 and above

Enjoy no fee or limit on monthly withdrawals.

Apply now


Get your paycheck early.

With Early Payday, direct deposits may be posted to your account up to 2 days early!{213}

There’s no fee and no need to sign up.

Don't have direct deposit? No problem! Download this form and submit to your employer, to request to get started.

24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

24-hour banking

Make cash withdrawals and check your account balance at any Simmons Bank ATM.

We're here to help.

In Person

Stop by a branch to talk with an advisor.

By Phone

Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

Elevate Money Market Account FAQs:

There is a $25 monthly service charge, but this fee is waived if the $10,000 minimum daily balance is met.

There is a $3 fee for paper statements, but this fee is waived if you enroll to receive eStatements only.

A minimum deposit of $10,000 is required to open this account.

Yes! There is no fee or limit on monthly withdrawals from this account.

If a withdrawal causes your daily balance to drop below $10,000, you will no longer be eligible for the monthly service charge waiver for that month.

Our Elevate Money Market Savings account pays a tiered, variable rate of interest on the daily collected balance and is compounded and credited monthly.

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  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {213} Early Payday applies to direct deposit and other Automated Clearing House (ACH) deposit transactions, and is dependent on when the payer’s payment instructions are received by Simmons Bank. Simmons Bank will generally make funds from these deposits available the same day payment instruction is received or two days before the listed effective date of the payment, whichever is later. Simmons Bank reserves the right to terminate or change this practice without any notice to you and to place any restrictions or limits Simmons Bank deems necessary.

  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.