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Elevate Money Market Account

Our hardest-working Money Market Account tailored to meet your needs.

  • Premium interest rates
  • Unlimited number of withdrawals

Open now

Elevate Money Market FAQs

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Elevate your earnings potential:

 

Maintain a minimum daily balance of $10,000 to waive the $25 monthly service charge.

Deposit up to 50 foreign deposited items and 50 on us deposited items per monthly statement cycle at no charge. A $0.25 fee will be assessed on each additional deposited item.

Enroll to receive eStatements instead of paper statements to avoid a $3.00 Paper Statement Fee.

Earn interest on entire daily balance in tiers:

  • $0 - $9,999.99
  • $10,000 - $99,999.99
  • $100,000 - $249,999.99
  • $250,000 - $499,999.99
  • $500,000 - $999,999.99
  • $1,000,000 and above

Enjoy no fee or limit on monthly withdrawals.

Open now

Prefer to open in branch?
No problem.

Locations
Open in person

Stop by your nearest branch to talk with an advisor.

Find a branch

Get your paycheck early.

With Early Payday, direct deposits may be posted to your account up to 2 days early!{213}

There’s no fee and no need to sign up.

Don't have direct deposit? No problem! Download this form and submit to your employer, to request to get started.

24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

24-hour banking

Make cash withdrawals and check your account balance at any Simmons Bank ATM.

Elevate Money Market Account FAQs:

There is a $25 monthly service charge, but this fee is waived if the $10,000 minimum daily balance is met.

There is a $3 fee for paper statements, but this fee is waived if you enroll to receive eStatements only.

You can add funds to your account by using mobile deposit, Zelle, internal or external transfers, visiting a branch or making a deposit at an ATM.

Yes! There is no fee or limit on monthly withdrawals from this account.

If a withdrawal causes your daily balance to drop below $10,000, you will no longer be eligible for the monthly service charge waiver for that month.

Our Elevate Money Market Savings account pays a tiered, variable rate of interest on the daily collected balance and is compounded and credited monthly.

Joint owners can be added by visiting a branch.

You will need your government-issued ID or driver's license, your Social Security Number (SSN) and a computer or mobile device with a camera. You will be required to take a live selfie. It's important to us and to our fraud department.

We understand that technology can sometimes be a pain. Here are some suggestions for the least amount of resistance:

  • Be steady when framing your ID in the predefined window. 
  • Find a well-lit area with natural light. For your selfie, face the light to avoid shadows. 
  • Find a neutral background and eliminate any clutter that might get in the way. 
  • Make sure you have a good connectivity to ensure the images upload and process efficiently.

Return to all savings accounts

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Questions?
We're here to help.

In Person

Stop by a branch to talk with an advisor.

Find a branch
By Phone

1-866-246-2400
Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

  • {252} All accounts subject to approval.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.

  • {213} Early Payday applies to direct deposit and other Automated Clearing House (ACH) deposit transactions, and is dependent on when the payer’s payment instructions are received by Simmons Bank. Simmons Bank will generally make funds from these deposits available the same day payment instruction is received or two days before the listed effective date of the payment, whichever is later. Simmons Bank reserves the right to terminate or change this practice without any notice to you and to place any restrictions or limits Simmons Bank deems necessary.

  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.