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Make homeownership a reality.

We can guide you through the process of finding the home loan option that’s best for you.

  • New homes, refinancing, investment and vacation properties
  • Competitive rates and personalized service

Explore loan options

Subject to credit approval.

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Coin CheckingTM for the digital world.

The account that's ready to use and ready to help you take control of your money.

  • $0 minimum balance to open*
  • $0 monthly service charge

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Learn more about Coin Checking

*Terms and conditions apply.

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Building credit starts with a strong foundation.

The Simmons Bank Foundation VISA® Credit Card is designed to help establish and strengthen your credit and has a credit limit between $300 minimum and $5,000 maximum secured by your interest-bearing Foundation Secured Savings Account.

Start building credit

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Your future starts today.

Whether you're saving for college or working toward retirement, our goal is to make a difference—for you, your family and your future.

  • Solutions to build, preserve and manage wealth
  • Practical and personalized guidance

Start planning



We're ready to talk. But first, we'll listen.

They're your goals. Meet the Simmons Bank advisors that help make them happen.

Simmons Bank for life

Discover helpful tips on savings accounts, exciting community events, and thrilling PGA golf tournaments on Simmons Bank for life:

Steps to Buying a Home

Steps to Buying a Home

Step-by-step process to buy your dream home

Whether you are a first-time home buyer or purchasing again, it is essential to understand the...
Prepare for your next big purchase by building your credit score

Prepare for your next big purchase by building your credit score

How to improve your credit score

Whether you're preparing to purchase your first home or a new car, it's essential to be prepared ...
Simmons Bank Open Moves to the Vanderbilt Legends Club

Simmons Bank Open Moves to the Vanderbilt Legends Club

The Simmons Bank Open remains in Middle Tennessee through 2028!

The Korn Ferry Tour and the Tennessee Golf Foundation (TGF)...

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We live here, too.

As a business, Simmons Bank lives up to our responsibilities. As a neighbor, we will always contribute to our communities.

Simmons Bank recently celebrated the groundbreaking of a new, prototype branch in White Hall located at 1305 Robin Road.
Associates in Searcy donated $25,000 to the White County Public Library as they began a multi-million-dollar project to move to a new location in town and enhance literacy resources in the community.
During the 5th annual Simmons Service Month, the Deposit Analyst team was among the many Simmons’ associates who volunteered to provide 1,950 weekend meal bags that were distributed to schools across the state for children who face food insecurity.
Simmons Bank associates in Jonesboro led a financial literacy workshop for Crowley’s Ridge Development Council and capped that effort with a $10,000 gift to support the mission of building a more self-sufficient community.
Our Hutchinson, Kansas team recently committed $5,000 over the next five years to support a multi-pronged economic campaign called “Reno Rising,” organized by Reno County economic development partner Greater Hutch.
Our Wichita Team volunteered for the Salvation Army, helping the non-profit organize its annual coat drive.
Wichita, Kansas associates joined the United Way to donate their time to the GIV (Give Items of Value) Program. This program accepts donated items from companies and offers them at no costs to nonprofits across the state of Kansas.
Our Hutchinson Team celebrated the city’s 150th birthday by participating in a mile-long block party on Main Street.
Simmons Bank is a Proud Sponsor of Mizzou Women's Athletics.
The Great Rivers Council Boy Scouts of America was awarded more than $24,000 to enhance educational opportunities in their Scouting Adventure Center. The center will provide access to drones, robots, 3D printers and other technology for the engineering and computer arena in the center.
Simmons Bank is the official bank sponsor for the annual Ascension Charity Classic presented by Emerson golf tournament. This sponsorship significantly impacts our business and charitable initiatives in the St. Louis area. The 2022 events will take place September 6–11!
simmons bank logo projected on wall at True/False Film Fest
Simmons Bank is proud to be the official bank partner for this annual documentary festival in the heart of Columbia, Missouri.
Our Stillwater, Oklahoma associates continued their longstanding support for Stillwater Medical Foundation, becoming the community organization’s title sponsor for the third year running!
Our Davis, Oklahoma team took on the huge task of clerking the Premium Sale for the Murray County Junior Livestock Show, helping local 4-H and FFA students receive key financial support.
Our Tulsa Team volunteered to teach financial literacy to local high school student with Junior Achievement of Oklahoma.
Simmons Bank Oklahoma City Commercial Team supported the Down’s Syndrome Association of Central Oklahoma at their annual golf fundraiser.
The Simmons Bank team in Gallatin made their way to Miracle Park on behalf of the Simmons First Foundation to present a $15,000 donation to Friends of Gallatin Miracle Park.
Simmons Bank had the honor of presenting a $50,000 donation to the Woody Williams Foundation in support of veterans and Gold Star families during the 64th annual AutoZone Liberty Bowl at Simmons Bank Liberty Stadium in Memphis.
Middle TN associates joined their local Habitat for Humanity and helped put the finishing touches on a home that had been delayed due to COVID.
Simmons Bank provided Stanton Tennessee's small business incubator and restaurant, The Cannery Café, with a $20,000 donation.
Simmons Bank proudly served as the official bank and major sponsor for the 125th Fort Worth Stock Show and Rodeo, an event which offers millions in much-needed scholarships and livestock premiums. The 23-day event attracted 1.2 million in 2022 according to a study commissioned by the Fort Worth Stock Show and Rodeo.
The inaugural EOSERA EmpowHERment Pitch Competition is for Texas-based female founders to win seed money for their companies. Simmons was proud to support this event, which allowed finalists to pitch their ideas to a penal of judges and a live audience. The winner won $10,000 to support their business.
Following spring wildfires that devastated several communities in Texas, our associates stepped up with a $5,000 donation to help rebuild 20 homes in the neighboring community of Cardon, one of the hardest-hit areas.
The Simmons Bank team showed off their “superpowers” to raise money for the 1st Annual Dallas Curing Kids Cancer Fire Truck Pull at Southern Methodist University (SMU). The Simmons Bank team won Best Dressed, and they pulled their fire truck in 21 seconds to beat one of SMU’s athletic teams!
Forbes 2022 World's Best Banks – Forbes 2023 America’s Best Midsize Employers – Business Finance Platinum Elite Lender 2021
  • {165} All accounts subject to approval. Restrictions apply.

  • {230} Annual Percentage Yield (APY) accurate as of 1/16/2024. Advertised rate subject to change without notice. Minimum opening deposit of $5,000 or $50,000 required to obtain advertised APY. If opened online, the full opening deposit must be New Money, and if opened in person, at least half of the total opening deposit must be New Money.  New Money is money that is not currently on deposit at Simmons Bank.  Not available for public funds. A penalty will be imposed for early withdrawal. Fees may reduce earnings. CD renewal at maturity will be at the prevailing interest rate.