Skip to main content

THE EASY WAY TO LEVERAGE INTEREST AND BUILD SAVINGS

Simply Savings from Simmons Bank

Simply Savings

By The Numbers:

$100

Minimum Balance to Open

$5

Monthly Service Charge (waived if $100 minimum daily balance is met)

Includes

First Six Withdrawals per Month are Free (additional withdrawals are $3 per item)

Includes

Interest Earned on Entire Daily Collected Balance
Tiers:

  • $0-$2,499
  • $2,500-$9,999
  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000+
Includes

Quarterly Paper Statements (or enroll in eStatements)

PERFECT FOR THE CUSTOMER WHO

  • Is looking for a basic savings account
  • Wants to save for future expenses
  • Wants a safe, secure account — with no risk to principal
24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.{21}

Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

Ready to Apply?

​Applying for a Simmons Bank savings account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:
  • BASIC FINANCIAL INFORMATION
  • SOCIAL SECURITY NUMBER
  • EMPLOYER INFORMATION
  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {158} Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per month or statement cycle of at least four weeks. These include transfers or withdrawals to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above, your account shall be subject to closure.
  • {21} Available for personal accounts only.
  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile baking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone, iPad, or Android.