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Home project?
Put your card to work.

 

As a valued Simmons Bank cardholder, you can earn 2X rewards points when you use your Simmons Red Rewards Visa® for qualifying home improvement-related purchases.{220}

Take advantage of this limited-time offer. Just use your card at home improvement, lawn and garden, or home furnishings retailers between March 4, 2024 and May 6, 2024.

Keep earning 1 point per $1 spent everywhere else you use your card.{236}

Get started. Get rewarded.

Earn 2X rewards points when you use your Simmons Red Rewards Visa® credit card for qualifying home improvement purchases.{220}

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Home Improvement

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Lawn and Garden

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Home Furnishings

Ready to take on your next indoor or outdoor project?

 

Make purchases in store or online at retailers in these categories:{218}

  • Home improvement stores
  • Landscaping services
  • Nurseries and garden stores
  • Home furnishing stores
  • Paint and building materials stores

  • {159} To request a copy of credit card agreements and disclosures, please call 1-800-272-2102 or fill out the Credit Card contact form.

  • {220} Earn 2 rewards points per $1 spent on up to $5,000.00 of net qualifying purchases at home and garden retailers using your Simmons Red Rewards Visa card between March 4, 2024 and May 6, 2024. Net qualifying purchases are purchases made at a qualifying retailer; excludes cash advances, balance transfers and fees; and is the sum of posted purchases less returns and refunds. Simmons Bank reserves the right, at its sole discretion and at any time, to include or exclude certain types of transactions from the meaning of qualifying transactions. Qualifying retailers are retailers Simmons Bank has grouped into the categories identified above. Rewards will be given one to two billing cycles after qualifying. Points will not be awarded to an account if the account is not open and current on the billing cycle closing date of the statement cycle the rewards would otherwise post.

  • {236} 1 Rewards Point is earned for every $1 of net purchases on the account. Purchases exclude cash advances, balance transfers and fees. Net purchases is the sum of the posted purchases less returns and refunds. Certain restrictions, limitations and exclusions may apply.

  • {218} Merchants are assigned a merchant code, which is determined by the merchant or its processor in accordance with standard industry practices. This code is typically assigned based on the line of business, the type of products and/or the services primarily sold or provided by the merchant. We’ve grouped merchant codes into categories for the purpose of making this offer to you and have made every effort to include all relevant merchant codes. However, some merchants and purchases you expect should qualify may not. Even if you purchase items at a merchant that appears to fit in the rewards categories, the merchant may not have an assigned merchant code in that rewards category. When this occurs, transactions made with that merchant will not qualify for rewards towards that category.