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100% Affordable Advantage Home Mortgage

Owning a home can be easier than you think, especially with a 100% Affordable Advantage Home Mortgage from Simmons Bank – with 100% financing

Ready to get started?

Make homeownership a reality.

No down payment

No Private Mortgage Insurance (PMI)

Seller contributions and gift funds allowed

Income restrictions apply

Not limited to first-time homebuyers

Flexible credit guidelines

No investors allowed

Questions?
We're here to help.

Inquiry Form

Fill out the form below and one of our Mortgage Loan Officers will contact you.

Pre-Qualify Online

Find a mortgage loan officer near you and prequalify online.

Offer available in the following communities:

Arkansas

  • Little Rock
  • Pine Bluff

Kansas

  • Kansas City
  • Wichita

Missouri

  • Kansas City
  • Springfield

Oklahoma

  • Oklahoma City
  • Tulsa

Tennessee

  • Jackson
  • Memphis
  • Nashville

Texas

  • Dallas
  • Fort Worth
  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {166} Subject to credit approval.
  • {173} The 100% Affordable Advantage Home Mortgage is offered to meet the needs of low-to-moderate income and majority minority communities in the Little Rock, AR, Pine Bluff, AR, Kansas City, KS, Wichita, KS, Kansas City, MO, Springfield, MO, Oklahoma City, OK, Tulsa, OK, Jackson, TN, Memphis, TN, Nashville, TN, Dallas, TX, Fort Worth, TX areas in accordance with Simmons Bank’s obligations under the Community Reinvestment Act (CRA) and Fair Lending laws. Speak with your local Simmons Bank banker to find out what products are available in your area. Loan amount cannot exceed fair market value of the property. Simmons Bank NMLS# 484633