100% Affordable Advantage Home Mortgage
Owning a home can be easier than you think, especially with a 100% Affordable Advantage Home Mortgage from Simmons Bank – with 100% financing.
Make homeownership a reality.
No down payment
No Private Mortgage Insurance (PMI)
Seller contributions and gift funds allowed
Income restrictions apply
Not limited to first-time homebuyers
Flexible credit guidelines
No investors allowed
Offer available in the following communities:
Arkansas
Benton, Crawford, Faulkner, Franklin, Lonoke, Pulaski, Saline, Sebastian, Washington and White counties
Missouri
St. Louis City and Christian, Greene, Jackson, St. Charles, St. Louis and Webster counties
Kansas
Sedwick and Johnson counties
Oklahoma
Canadian, Cleveland, Grady, Oklahoma, Payne, and Tulsa counties
Tennessee
Blount, Davidson, Dyer, Gibson, Hardeman, Haywood, Henderson, Knox, Loudon, Madison, Obion, Roane, Robertson, Shelby, Sumner, Tipton, Weakly and Williamson counties
Texas
Bexar, Collin, Dallas, Denton, Fort Bend, Guadalupe, Harris, Johnson, Kaufman, Montgomery, Nueces, Parker, Palo Pinto, Tarrant, Travis and Williamson counties
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{97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
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{166} Subject to credit approval.
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{173} The 100% Affordable Advantage Home Mortgage is offered to meet the needs of low-to-moderate income and majority minority communities in the Little Rock, AR, Pine Bluff, AR, Kansas City, KS, Wichita, KS, Kansas City, MO, Springfield, MO, Oklahoma City, OK, Tulsa, OK, Jackson, TN, Memphis, TN, Nashville, TN, Dallas, TX, Fort Worth, TX areas in accordance with Simmons Bank’s obligations under the Community Reinvestment Act (CRA) and Fair Lending laws. Speak with your local Simmons Bank banker to find out what products are available in your area. Loan amount cannot exceed fair market value of the property. Simmons Bank NMLS# 484633