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Put your reserve cash to work.

Open a Money Market Savings Business account with a limited-time, special promotional rate.

4.00% APY for 90 days on New Accounts with qualifying balances{277}

  • Open an account by July 31 to qualify.
  • Minimum Opening Deposit $25,000
  • Requires 50% new money.{277}
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Increase your earning potential

 

Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge.

Deposit up to 50 foreign deposited items and 50 on us deposited items per monthly statement cycle at no charge. A $0.25 fee will be assessed on each additional deposited item.

Enroll to receive eStatements instead of paper statements to avoid a $5.00 Paper Statement Fee.

Earn interest on entire daily balance.

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Connect with a Business Banker

 

Tell us your goals. We'll help you achieve them. Simmons Bank is here to support your business with careful planning and a comprehensive approach. Together, we can define what you’d like to accomplish and create a strategy that supports your vision.

Prefer to open in branch?
No problem.

Locations
Apply in person

Stop by your nearest branch to talk with a banker.

Find a branch
24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

24-hour banking

Make cash withdrawals and check your account balance at any Simmons Bank ATM.

  • {252} All accounts subject to approval.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.

  • {277} Annual Percentage Yield (APY) and rate tiers are accurate as of 5/5/2026. To qualify for this offer, the business must open a new Money Market Savings Business Account at a branch by 7/31/2026. The minimum opening deposit to qualify for this offer must total at least $25,000 with at least 50% of the total being New Money in the Money Market Savings Business Account. New Money is money that is not currently on deposit at Simmons Bank. Not available for political action committees, public funds, or trusts. The Money Market Savings Business Account rate tiers are based on the following collected balances: Tier 1 - $0.01 to $2,499.99; Tier 2 - $2,500 to $9,999.99; Tier 3 - $10,000 to $24,999.99; Tier 4 - $25,000 to $49,999.99; Tier 5 - $50,000 to $99,999.99; Tier 6 - $100,000 or greater. The promotional rate is effective for 90 calendar days after the opening date of the new Money Market Savings Business Account for Tiers 4-6. After 90 days, the account will earn the standard variable rate determined at the bank’s discretion which is subject to change at any time without notice after account opening. The monthly maintenance fee is waived for the Money Market Saving Business Account each month in which a $2,500 daily collected balance is maintained. Fees could reduce earnings on the account. Other restrictions may apply. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.