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Let your savings grow this spring.

Open a Money Market Business Savings account with a limited-time, special promotional rate.

4.00% APY for 90 days on New Accounts{277}

  • Open an account by June 13 to qualify
  • Minimum Opening Deposit $10,000

Get started

Contact a Business Banker

Please fill out the form below, and a banker will contact you shortly!

Ex. ###-###-####

Make your money work harder

 

Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge.

Deposit up to 50 foreign deposited items and 50 on us deposited items per monthly statement cycle at no charge. A $0.25 fee will be assessed on each additional deposited item.

Enroll to receive eStatements instead of paper statements to avoid a $5.00 Paper Statement Fee.

Earn interest on entire daily balance in tiers:

  • $0 - $2,499.99
  • $2,500 - $9,999.99
  • $10,000 - $24,999.99
  • $25,000 - $49,999.99
  • $50,000 - $99,999.99
  • $100,000 and above

Apply in person

Prefer to open in branch?
No problem.

Locations
Apply in person

Stop by your nearest branch to talk with a banker.

Find a branch

Get your paycheck early.

With Early Payday, direct deposits may be posted to your account up to 2 days early!{213}

There’s no fee and no need to sign up.

Don't have direct deposit? No problem! Download this form and submit to your employer, to request to get started.

24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

24-hour banking

Make cash withdrawals and check your account balance at any Simmons Bank ATM.

  • {252} All accounts subject to approval.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.

  • {277} Annual Percentage Yield (APY) and rate tiers are accurate as of 04/25/2025. To qualify for this offer, the business must open a new Money Market Savings Business Account at a branch by 6/13/2025 and cannot have had an existing deposit account with Simmons Bank within the past 12 months. The minimum opening deposit to qualify for this offer must total at least $10,000 of New Money in the Money Market Savings Business Account. New Money is money that is not currently on deposit at Simmons Bank. Not available for public funds or trusts. The Money Market Savings Business Account rate tiers are based on the following collected balances: Tier 1 - $0.01 to $2,499.99; Tier 2 - $2,500 to $9,999.99; Tier 3 - $10,000 to $24,999.99; Tier 4 - $25,000 to $49,999.99; Tier 5 - $50,000 to $99,999.99; Tier 6 - $100,000 or greater. The promotional rate is effective for 90 calendar days after the opening date of the new Money Market Savings Business Account for Tiers 3-6. After 90 days, the account will earn the standard variable rate determined at the bank’s discretion which is subject to change at any time without notice after account opening. The monthly maintenance fee is waived for the Money Market Saving Business Account each month in which a $2,500 daily collected balance is maintained. Fees could reduce earnings on the account. Other restrictions may apply. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

  • {213} Early Payday applies to direct deposit and other Automated Clearing House (ACH) deposit transactions, and is dependent on when the payer’s payment instructions are received by Simmons Bank. Simmons Bank will generally make funds from these deposits available the same day payment instruction is received or two days before the listed effective date of the payment, whichever is later. Simmons Bank reserves the right to terminate or change this practice without any notice to you and to place any restrictions or limits Simmons Bank deems necessary.

  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.