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Switch your Direct Deposit to Simmons and get paid early

Switching your direct deposit to Simmons Bank is fast and secure using online or mobile banking. Simply sign in and choose Direct Deposit Switch to begin.

Once set up, you can receive your paycheck up to two days early for quicker access to your money.{213}
Learn more with FAQs

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Deposit Switching allows you to change where your paycheck is deposited, either partially or fully, to a Simmons Bank account.

Deposit Switching uses automated methods to connect directly to your payroll account, enabling real-time updates to your direct deposit settings with your employer.

No, this service is provided at no cost.

Not a problem. Deposit Switching provides a pre-filled form that you can submit directly to your employer to facilitate switching your direct deposit to Simmons Bank.

Deposit switches typically take 1-2 pay cycles.

You may go directly to your employer/payroll provider's website to establish or reset your password. If you do not know your payroll provider or do not have access to an online user account through your employer/payroll provider, you will need to contact your employer for assistance or select the Form option.

  • You can log in directly to your employer/payroll provider system to verify the update.
  • You may also set up balance and transaction alerts in Digital Banking under Alerts.

Yes, you may use this service to switch direct deposit Social Security and other government payments. You will need your login credentials for that government agency’s website to complete the process.

Yes, Deposit Switching is a tool provided by Pinwheel, which employs secure methods, including device-enabled solutions that use saved passwords or biometrics. 

If I have trouble with Deposit Switching, who can I contact for help? Call us at 866.246.2400

  • {213} Early Payday applies to direct deposit and other Automated Clearing House (ACH) deposit transactions, and is dependent on when the payer’s payment instructions are received by Simmons Bank. Simmons Bank will generally make funds from these deposits available the same day payment instruction is received or two days before the listed effective date of the payment, whichever is later. Simmons Bank reserves the right to terminate or change this practice without any notice to you and to place any restrictions or limits Simmons Bank deems necessary.