Dallas Berkshire

Mortgage prequalification is an initial assessment by a lender that estimates how much you may be able to borrow for a home loan based on your financial information, including income, debt, assets and credit history.

When the Federal Reserve raises interest rates, it influences borrowing and saving across the economy. These changes can affect everything from credit cards and mortgages to savings accounts and certificates of deposit (CDs).

Learn how to budget for back-to-school with practical tips to manage school expenses, save money on school supplies and prepare for a successful school year.

Following an exceptional 2025 season at Pleasant Valley Country Club, the Simmons Bank Championship presented by Stephens Inc. was recently honored with the President’s Award—the highest accolade a tour event can receive for excellence and hospitality.

Paying down debt is one of the most effective ways to strengthen your financial future. Each payment you make helps reduce your balance and paying extra can reduce the interest you’ll pay over time. With a clear plan and consistent habits, managing and reducing debt becomes more achievable. 

Saving money starts with a clear plan. Setting defined goals gives your money direction, keeps you motivated and helps you track your progress. Whether you’re preparing for something soon or planning ahead, a savings strategy can support your goals.