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Simmons Bank Online Banking Service Charge Schedule

Exhibit A

The service charges set forth in this Schedule are for Simmons Online Banking only. Service charges assessed by Simmons Bank for other services, including any monthly service charges for the checking account types described above, are in addition to the charges shown on this Schedule. The service charges shown on this Schedule do not include charges for general access to the Internet assessed by an Internet Service Provider.

Bill Pay is processed at 2:00pm Central Time each banking day.

For Commercial Checking customers. The service charges set forth in this Schedule are not subject to offset by the analysis earnings credit.