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Simmons Bank Online Banking Service Charge Schedule

The service charges set forth in this Schedule are for Simmons Online and Mobile Banking only. Service charges assessed by Simmons Bank for other services, including any monthly service charges for the checking account types described below, are in addition to the charges shown on this Schedule. The service charges shown on this Schedule do not include charges for general access to the Internet assessed by an Internet Service Provider.

Bill Pay is processed at 2:00pm Central Time each banking day.

Digital Services

Business Banking Services

A la carte Business Banking Service Pricing

Generally, the services and pricing in this section are available only to Business Plus Checking and Business Pro Checking, but may be applicable to other account types in certain circumstances.

Add-on Services

Bundle Banking Service Pricing

Applicable to Simply Business 50, Simply Business 250, Simply Business 500, Non-Profit Business, and IOLTA Business Checking (eligible for Default Bundle only).

Default Bundle:
$0/month (per account)

Best for accounts with minimal activity and a single user.

  • Online banking capabilities (available for all bundles)
    • Check images and eStatements (enrollment required)
    • Internal transfers
    • Mobile banking and mobile deposits
    • Business bill pay
    • Secure messaging
    • Research transactions and download reports
  • Incoming wire transfers - $15 per wire

Bundle One:
$10/month (per account)

Best for accounts with a smaller level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - available upon request for $15 per wire
  • Incoming wire transfers - $10 per wire
  • ACH origination items - available upon request with 10 items per month at no additional cost; then $1 per ACH
  • ACH returned items - available upon request with 2 items per month at $1 each then $5 per item
  • Same day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request for $10 per month
  • Remote Deposit Capture available upon request: 
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model) 

Bundle Two:
$20/month (per account)

Best for accounts with a moderate level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - $15 per wire
  • Incoming wire transfers - 1 wire per month at no additional cost; then $10 per wire
  • ACH origination items - 25 items per month at no additional cost; then $1 per ACH
  • ACH returned items - 2 items per month at $1 each; then $5 per item
  • Same day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request for $5 per month
  • Remote Deposit Capture available upon request:
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model)

Bundle Three:
$30/month (per account)

Best for accounts with a higher level of activity and one or more users.

  • Online banking capabilities (outlined in the default bundle)
  • User administration
  • Domestic wire originations - 2 wires per month at no additional cost; then $15 per wire
  • Incoming wire transfers - 3 wires per month at no additional cost; then $10 per wire
  • ACH origination items - 50 items per month at no additional cost; then $1 per ACH
  • ACH returned items - 2 items per month at $1 each; then $5 per item
  • Same Day ACH - available upon request for $1.50 per item
  • Check positive pay - available upon request; no additional fee
  • Remote Deposit Capture available upon request: 
    • Monthly Maintenance Fee @ $30 per month 
    • Per Check Fee @ 100 items allowed before a $0.75 per item fee is assessed 
    • Remote Deposit Scanner - Single @ $375-$500 to purchase the scanner (depends on scanner model) 

  • {259} Commercial Accounts include Commercial Checking, MSB Commercial Checking, Money Market Savings Business, Public Funds Interest Checking, Public Funds Analyzed and Treasury Management Lite.