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For those who want to make money on their money.

Interest Checking from Simmons Bank

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Interest Checking

By the numbers:

$100

Minimum balance to open

$10

Monthly service charge (waived if $1,000 minimum daily balance is met)

$3

Paper statement fee (waived when enrolled in eStatements; statements include images)

Includes
Interest earned on entire daily collected balance
Tiers:
  • $0 – $2,499
  • $2,500 – $9,999
  • $10,000 – $24,999
  • $25,000 – $49,999
  • $50,000 – $99,999
  • $100,000+
Includes

Overdraft services options available{70}

Includes

Simmons Bank standard checks

Includes

Customizable mobile app

Includes

Debit card

Perfect for the customer who:

  • Desires a checking account that pays
  • Wants to earn money on their money
  • Keeps a higher balance

Debit card

Simmons Bank checking accounts include a Visa® debit card{7} which can be used at any MoneyPass® ATM with no surcharge fee, and anywhere Visa is accepted.

24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Simmons Bank savings
Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.{21}

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

Ready to apply?

​Applying for a Simmons Bank checking account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

  • Basic Financial Information
  • Social Security Number
  • Employer Information
Submit inquiry form
  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.

  • {70} Read what you need to know about overdrafts and overdraft fees. Download the Overdraft Privilege Account Disclosure. Choose overdraft services options.

  • {7} Simmons Bank Debit Card issuance is subject to customer qualification and approval by Simmons Bank.
  • {21} Available for personal accounts only.

  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone, iPad, or Android.

  • {102} Debit Card Fraud Alerts Program: All Simmons Bank debit card accounts are automatically enrolled in the real-time Fraud Alerts Program and are being actively monitored. If fraudulent charges are suspected, the cardholder will receive an introductory text message from Simmons Bank that offers the opportunity to opt out of future alerts. It is the cardholder's responsibility to keep contact information current. Messaging frequency depends on account activity. For more information, text HELP to 32874. To cancel fraud text messaging services at any time, reply STOP to any alert from your mobile device. For Fraud Alerts support, call 1-866-795-9410. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud. Release of Liability: Alerts sent via SMS may not be delivered if phone is not in range of a transmission site, or if sufficient network capacity is not available. Even within coverage, factors beyond the control of the carrier and for which the carrier is not responsible may interfere with message delivery.