Home loans
Simmons Bank offers a variety of mortgage loan options to assist you, whether you are dreaming of buying a home, refinancing your current mortgage, planning for an investment property or buying that vacation retreat you've always wanted. A Simmons Bank mortgage lender can help walk you through the process and choose what's best for you. Are you ready to make your dream of homeownership a reality? Talk with a Simmons Bank mortgage expert today or pre-qualify online.
FHA loans
An accessible and affordable loan for first-time homebuyers and borrowers with less-than-perfect credit.
VA loans
100% financing for eligible veterans.
USDA RD loans
100% financing for eligible areas and eligible borrowers. A great option for first-time homebuyers plus minimal or no down payment. Option to finance closing costs.
State-approved down payment assistance programs
Makes purchasing a home more affordable for low-to-moderate-income families and individuals. Check with your local mortgage lender for availability and eligibility.
Simmons Bank loan products
In addition to the options outlined above, Simmons offers a suite of mortgage products designed to fit a range of needs – from flexible credit terms to low down payments for well-qualified buyers.
- Professional Provider Mortgage allows a Medical Physician, Oral Surgeon, Dentist, Optometrist, or Veterinarian who has completed medical school or dental school and is in residency, fellowship or in practice to leverage future income for present-day home purchases.
- Affordable Advantage Mortgage offers flexible credit terms and low down payments, making homeownership simple, straightforward and, most important, affordable for low-to-moderate borrowers who may not qualify for other loan options. Only available in select markets.
- Options for hard-to-finance condominiums.
- Construction loans.
- Fixed-rate, adjustable-rate and balloon loans for those who may not qualify for other loan options.
Pre-qualifying for a mortgage with Simmons Bank is simple. Whether you start online or with a mortgage lender, you’ll need to gather a few things:
- Social Security Number
- Contact & Employment Information
- Best Estimates of Income, Assets & Liabilities
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