Skip to main content

A step-by-step guide to your banking transition

The spirit lives on, Simmons Bank, Spirit of Texas Bank

As you might have heard, Spirit of Texas Bank is merging into Simmons Bank. We are thrilled about the opportunity to serve you and to have you as a part of our banking family. As you transition to becoming a Simmons Bank Treasury Management customer - and as we transfer your accounts - there are important resources available to you, below. Your welcome book is also a great resource. 

Your transition to Simmons Bank will be official on April 11, 2022.


Simmons Bank has two customer segments for Treasury Management Services. If you are unsure which resource to use, email or call 1-281-516-4945.

Account number changes

If your account number has changed you will be notified. You will also receive information via mail from Deluxe, our preferred check supplier.


Prior to conversion, we recommend downloading and saving eStatements from your Spirit of Texas Bank online banking system, as eStatements will not immediately transition to Simmons Bank. You will receive two statements for April: one ending Apr. 8 and one ending Apr. 29. 

Incoming Wires

Incoming wires using Spirit of Texas Bank's routing number will continue to route to Simmons for 30 days. However, we strongly encourage you to update all wires to Simmons’ routing number (082900432) beginning Apr. 11. This will prevent any issues with entities not recognizing Spirit of Texas Bank's routing number and therefore declining those wires. If you receive international wires, we also encourage you to begin using the Simmons Bank SWIFT code (SMNOUS44) beginning Apr. 11.

Business Bill Pay

Spirit of Texas Bank Bill Pay will be unavailable beginning on Friday, April 8 at 6 p.m. CT. Your payees, scheduled payments and bill pay history will be transferred at conversion. The first time you access Bill Pay after April 11 you will need to set up your Bill Pay entitlements. Spirit of Texas Bank will process any scheduled payments through April 8. Payments scheduled after April 8 will process at Simmons Bank beginning April 11.

Security notice

Please be aware that Simmons Bank will never contact you to verify private information such as account numbers or login credentials. If you receive a suspicious call, text or email, contact Simmons Bank at 1-866-246-2400 or email to report the incident.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {165} All accounts subject to approval. Restrictions apply.