Simmons Visa®
By the numbers:
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$0
Annual fee{14}
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Includes
0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening. After that, 15.50% - 23.50% APR variable.{80}
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Includes
15.50% - 23.50% Variable Purchase APR{14}
Use your card anywhere VISA is accepted for purchases, 24-hour cash from ATMs and cash advances.
Get up to $1,000,000 travel accident insurance at no additional cost.{22}
Get coverage for damage due to collision or theft up to the actual cash value of most rental cars.{22}
24-hour customer service representatives are always there to help.
Applying for a Simmons Bank credit card is simple. Whether you apply online, by mail or with a Simmons Bank associate, you’ll need to gather a few things:
- Basic Financial Information
- Social Security Number
- Employer Information
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{14} Annual Percentage Rate (APR) accurate as of March 20, 2024. Actual rate offered dependent on applicant's creditworthiness. Account subject to credit approval. See the Summary of Rates and Terms - Simmons Visa for account pricing and details and the Credit Card Agreement for account terms.
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{80} 0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening date. This introductory promotional rate carries a fee of either $10 or 5% of the amount of each balance transfer, whichever is greater. After the promotional period, the purchase APR will apply.
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{22} Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for Simmons Visa or Guide to Benefits for Simmons Rewards Visa Signature for further details. Not a Deposit | Not FDIC Insured | Not Insured by any Federal Government Agency | May Lose Value | Not Bank Guaranteed
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{159} To request a copy of credit card agreements and disclosures, please call 1-800-272-2102 or fill out the Credit Card contact form.
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{200} You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1.888.567.8688. See PRESCREEN & OPT OUT NOTICE below, for more information about prescreened offers.
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{170}
PRESCREEN & OPT-OUT NOTICE
This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free, 1.888.567.8688; or write: Experian Opt Out, P.O. Box 919, Allen, TX 75013; Equifax Information Services LLC, P.O. Box 740123, Atlanta, GA 30374-0123; or TransUnion Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505.