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A checking account that grows with your business.

Simply Business Plus Checking from Simmons Bank

Simply Business Plus Checking

By the numbers:


Minimum balance to open


Monthly service charge
(waived if $15,000 minimum daily balance)


Paper statement fee (waived when enrolled in eStatements; statements include images)


Free items processed per month
($0.35 per additional item)


Deposited cash per month
($2.50 per additional $1,000)


Free online bill payments per month
($0.75 per additional bill)


Online banking
includes multiple users


Debit card


Overdraft services options available{81}

Perfect for the customer who:

  • Has an established business
  • Keeps a moderate-to-high monthly balance
  • Has a high volume of monthly transactions and cash deposits
  • Needs convenient access to an extensive branch and ATM network

Debit card

Simmons Bank checking accounts include a Visa® debit card{7} which can be used at any MoneyPass® ATM with no surcharge fee, and anywhere Visa is accepted.

24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

24-hour banking

Make cash withdrawals and check your account balance at any Simmons Bank ATM.

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

Ready to apply?

​Applying for a Simmons Bank business account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:

  • Basic Financial Information
  • Tax ID Number
  • Business Information
  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {7} Simmons Bank Debit Card issuance is subject to customer qualification and approval by Simmons Bank.
  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone, iPad, or Android.

  • {102} Debit Card Fraud Alerts Program: All Simmons Bank debit card accounts are automatically enrolled in the real-time Fraud Alerts Program and are being actively monitored. If fraudulent charges are suspected, the cardholder will receive an introductory text message from Simmons Bank that offers the opportunity to opt out of future alerts. It is the cardholder's responsibility to keep contact information current. Messaging frequency depends on account activity. For more information, text HELP to 32874. To cancel fraud text messaging services at any time, reply STOP to any alert from your mobile device. For Fraud Alerts support, call 1-866-795-9410. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud. Release of Liability: Alerts sent via SMS may not be delivered if phone is not in range of a transmission site, or if sufficient network capacity is not available. Even within coverage, factors beyond the control of the carrier and for which the carrier is not responsible may interfere with message delivery.