Member FDIC FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Skip to main content

Signature Plus Checking

For those who want to make money on their money.

  • Earns interest on collected balances
  • The benefits of Signature Checking, plus more
  • Free Simmons exclusive wallet checks
  • 50% discount on other check orders

Open the checking account that pays.

 

Waive the $12 monthly service charge if one of the criteria below is met:

  • $5,000 minimum cumulative direct deposit
  • $2,500 daily minimum balance
  • $5,000 minimum daily average balance
  • Military{288}

Enroll in eStatements to waive $3 monthly paper statement fee.

Includes Simmons exclusive wallet checks and debit card at no cost{7} {102}

Works seamlessly with our Simmons Bank Mobile App.{16}

Earn interest on entire daily collected balance in tiers:

  • $0 – $2,499.99
  • $2,500 – $9,999.99
  • $10,000 – $24,999.99
  • $25,000 – $49,999.99
  • $50,000 – $99,999.99
  • $100,000+

Interest earned on entire daily collected account balance is compounded and credited to customers' accounts monthly.

An illustration of a woman watering plants that bloom dollar signs

Switch your Direct Deposit to Simmons and get paid early

Switching your direct deposit to Simmons Bank is fast and secure using online or mobile banking. Simply sign in and choose Direct Deposit Switch to begin.

Once set up, you can receive your paycheck up to two days early for quicker access to your money.{213}
Learn more with FAQs

Log in

24-hour telephone banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

Simmons Bank savings
Simmons Bank Round-Up

Round up your purchases to the next whole dollar amount and we'll deposit the difference in a second account of your choice.{21}

Mobile deposit

Save a trip to the bank. Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

Questions?
We're here to help.

In Person

Stop by a branch to talk with an advisor.

Find a branch
By Phone

1-866-246-2400
Monday–Friday, 7:30 a.m. – 6 p.m. CT
Saturday, 8 a.m. – 12 p.m. CT

Signature Plus Checking FAQs:

There is a $12 monthly service charge, but this fee can be waived if one of the criteria below is met:

  • $5,000 minimum cumulative direct deposit
  • $2,500 daily minimum balance
  • $5,000 minimum daily average balance
  • Military{288}

There is a $3 quarterly fee for paper statements, but this fee is waived if enrolled in eStatements only.

You can add funds to your account by using mobile deposit, Zelle, internal or external transfers, visiting a branch or making a deposit at an ATM.

This account comes with free Simmons Bank exclusive wallet checks. Signature Plus Checking customers receive a 50% discount on other check orders.

Return to all checking accounts

  • {165} All accounts subject to approval. Restrictions apply.

  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.

  • {288} The primary or joint account holder is active duty, reservist, a member of the national guard, a veteran of the United States Armed Forces, or is an officer of the Public Health Service or the National Oceanic and Atmospheric Administration and you provide proper documentation evidencing such military status to us, including, but not limited to, a Military ID or DD214. Your account will be eligible for the fee waiver beginning with the statement cycle during which such documentation is provided to us and accepted by us.

  • {7} Simmons Bank Debit Card issuance is subject to customer qualification and approval by Simmons Bank.
  • {102} Debit Card Fraud Alerts Program: All Simmons Bank debit card accounts are automatically enrolled in the real-time Fraud Alerts Program and are being actively monitored. If fraudulent charges are suspected, the cardholder will receive an introductory text message from Simmons Bank that offers the opportunity to opt out of future alerts. It is the cardholder's responsibility to keep contact information current. Messaging frequency depends on account activity. For more information, text HELP to 32874. To cancel fraud text messaging services at any time, reply STOP to any alert from your mobile device. For Fraud Alerts support, call 1-866-795-9410. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud. Release of Liability: Alerts sent via SMS may not be delivered if phone is not in range of a transmission site, or if sufficient network capacity is not available. Even within coverage, factors beyond the control of the carrier and for which the carrier is not responsible may interfere with message delivery.

  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.

  • {213} Early Payday applies to certain direct deposit and other Automated Clearing House (ACH) deposit transactions, and is dependent on when the payer’s payment instructions are received by Simmons Bank. Simmons Bank may make funds from these deposits available the same day a payment instruction is received or two days before the listed effective date of the payment, whichever is later. Simmons Bank reserves the right to terminate or change this practice without any notice to you and to place any restrictions or limits Simmons Bank deems necessary.

  • {21} Available for personal accounts only.