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COMPARE BUSINESS CHECKING ACCOUNTS

Choose one. You can't go wrong.

COMPARE BUSINESS CHECKING ACCOUNTS

$100

Minimum Balance to Open

$10

Monthly Service Charge
(waived if $500 minimum daily balance)

100

Free Items Processed per Month
($0.35 per additional item)

$7,000

Deposited Cash per Month
($0.25 per additional $100)

10

Free Online Bill Payments per Month
($0.75 per additional bill)

Free

Online Banking

Debit Card

Free

Paper Statements

Overdraft Services Options Available{81}

$100

Minimum Balance to Open

$20

Monthly Service Charge
(waived if $15,000 minimum daily balance)

200

Free Items Processed per Month
($0.35 per additional item)

$15,000

Deposited Cash per Month
($0.25 per additional $100)

10

Free Online Bill Payments per Month
($0.75 per additional bill)

Free

Online Banking
includes Multiple Users

Debit Card

Free

Paper Statements

Overdraft Services Options Available{81}

$100

Minimum Balance to Open

$8

Monthly Service Charge
(waived if $1,000 minimum daily balance)

Unlimited Transactions Per Month

No Cash Deposit Limit

20

Free Online Bill Payments per Month
($0.50 per additional bill)

Free

Online Banking

Debit Card

Overdraft Services Options Available{81}

Interest Earned on Entire Daily Collected Balance
Tiers:

  • $0-$2,499
  • $2,500-$9,999
  • $10,000-$24,999
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000+

Available for non-profits, trusts, estates, public funds and IOLTA's

$100

Minimum Balance to Open

Monthly Service Charge – Analyzed{44}

Balance to Avoid Service Charge – Analyzed{44}

Earnings Credit{44}

20

Free Online Bill Payments per Month
($0.50 per additional bill)

Free

Online Banking

Debit Card

$3

Paper Statement Fee – Analyzed{44}

Overdraft Services Options Available{81}

DEBIT CARD

Simmons Bank checking accounts include a Visa® or MasterCard® Debit Card{7} which can be used at any MoneyPass® ATM for no additional fee, and anywhere Visa or MasterCard is accepted.

GET MOBILE WALLET

Mobile Wallet allows you to make purchases at participating locations with just one touch of your device—no need to swipe your card. It's the simplest, most secure way to make purchases with Apple Pay®, Samsung Pay or Google Pay. Just add your Simmons Bank card to your smartphone or tablet, and you're good to go.{16}

24-Hour Telephone Banking

Call 877-245-1234 for deposits and loans, or 800-272-2102 for credit cards to access your account any time.

24-Hour Banking

Make cash withdrawals and check your account balance at any Simmons Bank ATM.

Mobile Deposit

Deposit checks from your smartphone or tablet anytime, anywhere with no charge.{16}

Ready to Apply?

​Applying for a Simmons Bank business account is simple. When you apply with a Simmons Bank associate, you’ll need to gather a few things:
  • BASIC FINANCIAL INFORMATION
  • TAX ID NUMBER
  • BUSINESS INFORMATION
  • {97} Benefits and features are subject to customer qualification and approval by Simmons Bank.
  • {44} Account analysis allows commercial customers to use collected balances on deposit to pay for bank service fees. An Earnings Credit Rate (set monthly according to the market) is assigned to the average collected balance for the month. The earnings credit earned will be used to pay for service fees that have accumulated for the month. If the earnings credit exceeds the service fees, no service fee is charged to the account. If the earnings credit is less than the service fees, the difference is charged to the account. Excess earnings credit is not carried over month to month.
  • {7} Simmons Bank Debit Card issuance is subject to customer qualification and approval by Simmons Bank.
  • {16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile baking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone, iPad, or Android.
  • {19} Apple, the Apple logo, iPhone, iPad and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries.

    Apple Pay and Touch ID are trademarks of Apple, Inc.
  • {161} ©2016 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy, Samsung Knox, Galaxy S, Samsung Galaxy S6, S6 active, S6 edge, S6 edge+, and Note5 are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices. Android, Android Pay, and the Android Logo are trademarks of Google Inc.
  • {102} Debit Card Fraud Alerts Program: All Simmons Bank debit card accounts are automatically enrolled in the real-time Fraud Alerts Program and are being actively monitored. If fraudulent charges are suspected, the cardholder will receive an introductory text message from Simmons Bank that offers the opportunity to opt out of future alerts. It is the cardholder's responsibility to keep contact information current. Messaging frequency depends on account activity. For more information, text HELP to 32874. To cancel fraud text messaging services at any time, reply STOP to any alert from your mobile device. For Fraud Alerts support, call 1-866-795-9410. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud. Release of Liability: Alerts sent via SMS may not be delivered if phone is not in range of a transmission site, or if sufficient network capacity is not available. Even within coverage, factors beyond the control of the carrier and for which the carrier is not responsible may interfere with message delivery.